Co-ownership made simple
Stop renting
someone else’s
dream.
You and your housemates already split the rent. CoHomed helps you pool your resources, buy a home together, and turn those payments into something that’s actually yours.
The problem
You can afford a mortgage.
Just not on your own.
Individually, most young Australians can’t get past the deposit hurdle. But collectively? Your household might already have enough.
The system isn’t built for you. Home buying laws are designed for couples and families. The paperwork is confusing. And there’s no clear path to buying with the people you already live with and trust.
Renting
$2,400/month between four people. After 6 years, you’ve paid $172,800 toward someone else’s mortgage. You own nothing.
Co-owning with CoHomed
Same $2,400/month. But now every dollar builds your equity. After 6 years, you could have $172,800 in home equity instead of a pile of rent receipts.
What CoHomed does
Everything you need to buy together.
Nothing you don’t.
Legal agreements, done
Co-ownership agreements, expense agreements, and mortgage contribution deeds — generated from your group's details, ready for your lawyer to review.
Track every dollar
Split mortgage payments, rates, and household expenses. See who's paid, who's due, and keep everyone accountable — without the awkward conversations.
Broker-ready in minutes
When you're ready to buy, CoHomed generates a handover pack that gives your mortgage broker everything they need to get started.
Eligibility checker
Instantly see which government schemes your group qualifies for — First Home Owner Grant, stamp duty concessions, Boost to Buy, and more.
Transparent by design
Every payment tracked. Every decision recorded. Everyone knows exactly where they stand. That's what makes co-ownership work.
Built for Australia
QLD property law, Australian government schemes, local mortgage brokers. This isn't a generic tool — it's built specifically for how Australians buy homes.
“We don’t pretend this is risk-free. What we do is make every obligation visible, every payment tracked, and every risk understood — before you sign anything.”
Co-owning a home with friends is a big commitment. CoHomed exists to make sure everyone goes in with their eyes open, their rights protected, and their money accounted for.
How it works
Four steps to owning your home.
Create your group
Sign up, invite your housemates, and set your ownership split based on what everyone can contribute.
Get organised
Fill in your financial profiles, run the eligibility checker, and generate your co-ownership agreements.
Talk to a broker
CoHomed generates a handover pack with everything your broker needs. We connect you with brokers who know co-ownership.
Buy your home
Settlement happens through your broker and conveyancer. Then CoHomed keeps tracking expenses, payments, and ownership — for as long as you need it.
Did you know?
Friends can use government
home buyer schemes too.
Since 2023, the First Home Guarantee lets any two eligible people buy together — not just couples. CoHomed helps you find and apply for every scheme you qualify for.
$30K
QLD First Home Owner Grant
New homes under $750K
$0
Stamp Duty (New Homes)
No price cap in QLD
2%
Minimum Deposit with Boost to Buy
Govt contributes up to 30%
Get Started
Ready to stop paying
someone else's mortgage?
Download CoHomed, create your group, and take the first step toward owning the home you already live in.
Available in Queensland. Expanding nationally soon.